Not affiliated with, endorsed by or sponsored by Cash App or Block. The name is a trademark of its owner and appears here only to identify whose published fee schedule we use.
Cash App fees in 2026
Personal Cash App payments between friends are free; business accounts pay a processing fee on each payment they receive.[1]
| Transaction | Fee |
|---|---|
| Payment received on a business account | 2.6% + $0.15 |
| Tap to Pay (business) | 3% |
| Instant deposit to a debit card | 0.5%–2.5%, minimum $0.25–$1, maximum $75 |
| Standard deposit (1–3 business days) | Free |
| Sending money from a credit card | 3% (paid by the sender) |
Cash App shows the exact instant deposit fee before you confirm; the range depends on the transfer.[2][3] Our figures are read from archived copies of Cash App's official help pages, because its live site blocks automated reading.
Cash App business fees on common amounts
| Payment | Business payment fee | Tap to Pay | Instant deposit range |
|---|---|---|---|
| $10 | $0.41 | $0.30 | $0.05–$0.25 |
| $50 | $1.45 | $1.50 | $0.25–$1.25 |
| $200 | $5.35 | $6.00 | $1.00–$5.00 |
| $1,000 | $26.15 | $30.00 | $5.00–$25.00 |
On small payments the $0.15 fixed part makes the business fee higher than Tap to Pay's flat 3%; the two cost the same at $37.50, and above that the business rate is cheaper.
Cash App Pay at a store
When a business accepts Cash App Pay through Square, Square's rates apply instead: 2.6% + 15¢ in person and 3.3% + 30¢ online on legacy plans.[4] The Square fee calculator covers that case. For person-to-person sales on other apps, compare the Venmo fee calculator and the PayPal fee calculator.
Cash App fee changes
- Instant deposit range widened from 0.5%–1.75% to 0.5%–2.5%, with a $75 maximum (from archived copies of the help page).
- Business payment fee changed from 2.75% to 2.6% + $0.15.
Frequently asked questions
How much does Cash App charge a business?
2.6% + $0.15 for each payment received on a business account, or 3% for Tap to Pay.
What is the Cash App instant deposit fee?
Between 0.5% and 2.5% of the amount, with a minimum of $0.25 to $1 and a maximum of $75. Standard deposits are free.
Does Cash App charge personal accounts?
Sending and receiving personal payments is free from a balance, bank or debit card. Sending from a credit card costs 3%.
What is the Cash App fee on $100?
$2.75 on a business account: 2.6% of $100 plus $0.15.