Rates checked 2026-11-13

Shopify fee calculator

A U.S. Shopify store pays its plan price plus card processing: Basic is $39 a month with online cards at 2.9% + 30¢. A store selling $12,000 a month in 240 orders pays about $476 in total on Basic, an effective 3.97% of sales.

Profit Margin Calc editorial teamUpdated 3 sources

Store fees

Shopify monthly cost

U.S. plans and Shopify Payments rates

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Billing

Online sales per month

$
orders
Payment provider
%
%

In-person sales (optional)

$
sales
Basic plan, per month$475.80subscription + payment fees
Effective rate3.97%of sales
Subscription$39billed monthly
Payment fees$436.80Shopify Payments

On the Basic plan these sales cost $475.80 a month in subscription and payment fees, 3.97% of sales; that is the cheapest standard plan for them.

Same sales on every plan (cheapest standard plan highlighted)
PlanSubscriptionPayment feesTotalRate
Basic$39$437$4763.97%
Grow$105$413$5184.31%
Advanced$399$389$7886.57%
Plus (from)$2,300$361$2,66122.17%

Grow costs less than Basic above about $33,000 a month of online card sales; Advanced costs less than Grow above about $147,000 a month of online card sales (standard cards, Shopify Payments).

Formula. Monthly cost = plan price + online card fees (rate × sales + 30¢ × orders) + in-person fees (rate × sales + 10¢ × transactions). With a third-party provider: provider fees + Shopify's transaction fee (2%, 1%, 0.6% or 0.2% by plan).

Not affiliated with, endorsed by or sponsored by Shopify. The name is a trademark of its owner and appears here only to identify whose published fee schedule we use.

Shopify plans and fees in 2026

Shopify charges a monthly plan price and, through Shopify Payments, a card rate per transaction that falls on higher plans; stores using another payment provider pay a Shopify transaction fee instead.[1]

United States, U.S. dollars
BasicGrowAdvancedPlus
Monthly billing$39$105$399from $2,300
Yearly billing, per month$29$79$299—
Online cards2.9% + 30¢2.7% + 30¢2.5% + 30¢2.25% + 30¢
Online premium cards3.5% + 30¢3.3% + 30¢3.1% + 30¢2.95% + 30¢
International cards+1%+1%+1%+1%
In-person cards2.6% + 10¢2.5% + 10¢2.4% + 10¢2.3% + 10¢
Third-party transaction fee2%1%0.6%0.2%

For yearly billing, some U.S. visitors to Shopify's pricing page have been shown $89 for Grow and $359 for Advanced since mid-October 2026, instead of $79 and $299; check the price you are offered. The Starter plan is no longer available to new stores. Currency conversion on sales in another currency costs 1.5% for U.S. stores.[3]

When does upgrading pay off?

A higher plan pays for itself once the lower card rate saves more than the higher subscription costs: on monthly billing, Grow beats Basic above about $33,000 of online card sales a month, and Advanced beats Grow above about $147,000.

Total monthly cost, $50 average order, standard cards, monthly billing (cheapest in bold)
Online salesBasicGrowAdvanced
$5,000$214$270$554
$20,000$739$765$1,019
$50,000$1,789$1,755$1,949
$150,000$5,289$5,055$5,049

Yearly billing narrows the price gap between plans, which lowers these break-even points. Premium and international cards cost more on every plan, so a store with many of them gains a little more from upgrading.

Shopify Payments vs a third-party gateway

With a third-party payment provider you pay that provider's card fees and also Shopify's transaction fee: 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus. For stores created on or after May 12, 2025, that fee also applies to orders paid with store credit or gift cards.[2] On Basic, a provider charging 2.9% + 30¢ therefore costs 4.9% + 30¢ in total. Compare provider rates with the Stripe fee calculator and the PayPal fee calculator.

Shopify fees vs marketplace fees

A Shopify store has no per-sale commission, so its total fee is usually below a marketplace's once sales are steady; but you pay for your own traffic. Put your Shopify effective rate into the profit calculator as the fee percentage, or compare it with the Etsy fee calculator for the same product.

Shopify fee changes

  1. Plus card rates published (2.25% + 30¢ online, 2.3% + 10¢ in person).
  2. U.S. yearly prices shown as $79/$299 or $89/$359 for Grow/Advanced to different visitors.
  3. Currency conversion fees calculated on the gross order amount.
  4. Third-party transaction fee applies to store-credit and gift-card orders for new stores.

Frequently asked questions

How much does Shopify charge per transaction?

With Shopify Payments in the U.S., online card rates are 2.9% + 30¢ on Basic, 2.7% + 30¢ on Grow and 2.5% + 30¢ on Advanced. There is no extra Shopify transaction fee when you use Shopify Payments.

What is the Shopify transaction fee?

A fee Shopify charges when you use a third-party payment provider: 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus, on top of the provider's own fees.

How much is Shopify per month?

In the U.S., Basic is $39, Grow $105 and Advanced $399 a month on monthly billing, less on yearly billing. Plus starts at $2,300.

When should I upgrade from Basic to Grow?

On monthly billing, when your online card sales pass about $33,000 a month, the 0.2-point lower rate covers the higher plan price.

Are Shopify fees charged on taxes and shipping?

Card processing applies to the full amount the customer pays, including shipping and tax.

Sources

  1. Shopify pricing (U.S.), archived copy of shopify.com/pricing · Shopify, via the Internet Archive, November 13, 2026
  2. Pricing plans and billing overview · Shopify Help Center, checked 2026-11-13
  3. Fees and costs (currency conversion) · Shopify Help Center, checked 2026-11-13